Virtue

A personal finance app for tracking wealth, budgets, and daily financial decisions with more clarity.

Virtue

Managing personal wealth shouldn’t feel like a chore. Built as the ultimate evolution of Budgetify, Virtue is a premium, privacy-first personal finance manager designed to bring effortless control, sleek aesthetics, and intelligent insights into your daily life.

Whether you are tracking your net worth, monitoring credit cards, managing recurring subscriptions, or aiming for your next saving goals, Virtue combines a gorgeous glassmorphism UI with interactive AI assistance to keep your financial journey smooth, modern, and crystal clear.

📋 Features

1. 🤖 Virtue AI & NLP Actions

  • Smart Financial Advisor: An interactive AI assistant that analyzes your spending habits, calculates your financial health score, and provides actionable advice.
  • Natural Language Input: Simply type or speak to log transactions, edit monthly budgets, or check balances (e.g., “Record 50k for coffee using Cash wallet”).

2. 📊 Sophisticated Dashboard & Analytics

  • Real-time Overview: Dynamic tracking of net worth, liquid balance, credit card utilization, and free cash flow.
  • Rich Analytics: Clear visualizations of monthly spending trends, category breakdowns, and income vs. expense graphs powered by Chart.js.

3. 🏦 Complete Asset & Liability Control

  • Flexible Wallets: Manage multiple accounts (cash, bank, e-wallets, credit cards) with customized badges.
  • Installments & Subscriptions: Dedicated trackers for credit card installments (with automated processing) and recurring subscription services with billing alerts.
  • Debts & Loans: Easy recording of payable debts and receivable loans to keep your cash flow predictable.

4. ⚙️ Privacy & Performance

  • Supabase Integration: Secure, robust user authentication alongside data separation ensuring absolute user privacy.
  • PWA Capability: Fully installable web application with offline support and lightning-fast responsiveness.

💻 Tech Stack

ComponentTechnology
Frontend FrameworkReact 19 + Vite 7
Styling & UITailwind CSS 4 + DaisyUI 5
Backend & DBSupabase (PostgreSQL)
AI / LLM OrchestrationGroq API (Qwen 32B / Llama 3.3 70B)
Charts EngineChart.js